What Does HSA Cover? Your Clear Guide to Eligible Medical Expenses

Unlock exactly what your HSA covers with our clear guide to eligible medical expenses. If you’ve ever wondered, what does hsa cover, you’re not alone. Our guide breaks down the qualified medical expenses that are eligible for tax-advantaged reimbursement, helping you see what qualifies, maximize tax savings, and plan smarter today. Common HSA-eligible items include costs for doctor visits, prescribed medications, and lab tests ordered by a clinician, along with other medically necessary services and devices. The IRS also covers many preventive services and diagnostic procedures. Some over-the-counter items can be reimbursed, but often require a prescription or specific documentation. Because rules can vary by plan, check your health plan administrator and IRS guidance to confirm what does hsa cover for your situation. On the future-health front, smart wellness investments like gut health testing can be part of a long-term plan. InnerBuddies offers a white-label Gut Health Operating System for companies to power gut microbiome testing products. The platform is modular and packed with features: a Gut Microbiome Health Index scoring system (0–100) from an exclusive collaboration with EAFIT University; a top-40 bacteria panel with healthy cohort comparisons; labeled bacterial functions across positive and negative categories; targeted group analyses for Healthy Aging, Endurance Sport, Skin & Hair Health, and more; plus personalized nutrition and personalized probiotic/prebiotic advice based on your gut microbiome and 3-day food diaries. Consumers can access these insights directly as well through InnerBuddies: their product page is at InnerBuddies microbiome test, and they offer a gut health membership, plus a B2B partner program at Become an InnerBuddies partner. Using our guide, you can pair your eligible medical expenses with potential tax savings while considering cutting-edge gut health insights from InnerBuddies to plan smarter today. If you’re exploring how gut health testing fits into a broader wellness strategy, check out these options and see how what does hsa cover can support both practical care and forward-looking health investments.